Many people use VPNs (Virtual Private Networks) to protect their online privacy and access restricted websites. While VPNs can be helpful for general internet browsing, they can cause problems when it comes to banking. Users have reported that mobile banking apps often do not work properly while a VPN is active. Logins may fail, or transactions may not go through.
On the other hand, digital wallets like eSewa, Khalti, or IME Pay usually work fine even when a VPN is turned on. This is because these apps use different security protocols that are less affected by VPN connections.
Is it VPN safe to use for payments?
While VPNs provide privacy, experts warn that using them for online banking or payment transactions can be risky. VPNs can sometimes expose sensitive data if the network is not secure. Hackers could potentially intercept information such as account numbers, passwords, or OTPs if the VPN service is unreliable.
Banking authorities advise customers to avoid using VPNs for sensitive transactions. It is safer to make payments or check accounts using trusted networks without VPNs. If privacy is a concern, users can rely on digital wallets or official banking websites on secure connections instead.
While VPNs are useful for protecting privacy, they can interfere with mobile banking and even put your financial information at risk. Users should be cautious and choose safe methods when making online payments.
